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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here.  If there's a financial concept that you've heard about and just don't get, send us a note and we'll try to demystify it for you and others.  These posts are 

S2-4U (Simply Sophisticated For You)

So keep checking in. We’re glad to have you reading along. 

 

Thursday, October 1, 2020

Nobody wants to die, but we all want to do what’s best for those we leave behind. Leaving assets outright to a surviving spouse through your will might seem like a great idea. But have you considered the risks of doing so. First...

 

Thursday, September 24, 2020

Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1It’s not that big of a surprise since many Americans now find their homes are doing triple...

 

Thursday, August 6, 2020

“Complexity creates confusion, simplicity focus.”--Edward deBono Eleven seconds. The National Council on Aging tell us that on average an elderly person suffers a fall in the United States every eleven seconds. In the four...

 

Thursday, July 30, 2020

Since women tend to live longer than men, there’s an ongoing joke in senior living communities that the only thing more attractive than an eligible man in the community is an eligible man who can still drive at night. We chuckle...

 

Wednesday, June 17, 2020

The CARES Act, which provided many Americans with a $1200 direct economic stimulus payment also offered additional one-year additional tax saving benefit. Realizing that 501(c)3 not-for-profit organizations were also hurt by reduced...

 

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Friday, May 15, 2020

I’m a Terrible Gamer… Finished with college finals, my sons have gone back to video games. There is something mesmerizing about watching my kids play video games, pulling in vast amounts of visual information from the...

 

Friday, May 8, 2020

If I were offered to replace Theo Epstein as General Manager of the @Cubs, would I decide to build a lineup solely consisting of left-handed power hitters and hard throwing right-handed pitchers? Doing so would likely limit the...

 

Wednesday, April 8, 2020

Parts of India have monkeys--a lot of them. When the Royal Calcutta Golf Course was planned, the developers never thought that monkeys might like to chase after, steal, or move golf balls. It turns out monkeys are as attracted to...

 

Friday, March 27, 2020

5 Steps to take right away if you find yourself unemployed File for State unemployment insurance. Find out if the group life insurance provided by the company is portable. Get your monthly spending under control. Update your resume and...

 

Wednesday, March 18, 2020

We have witnessed some extraordinary moves in the financial markets during the past few trading sessions. In recent days, the Standard & Poor’s 500 index has fallen by over 7 percent more than once. Ongoing concerns over the...

 

Friday, March 6, 2020

As a child on a driving vacation, (before GPS technology) some of our favorite family road trips were through the Appalachian Mountains in Tennessee. My siblings and I would take turns following with their finger along the atlas map,...

 

Friday, February 21, 2020

The majority of families I meet with have competent advisors—attorneys, CPAs, investment advisors and insurance specialists—that have guided them through their years offering what the professional believes to be the right...

 

Wednesday, February 5, 2020

I have been working with a new client whose previous financial advisor had recommended she begin receiving her Social Security retirement benefits checks once she reached her early claiming age of 62. “Susan” had begun...

 

Tuesday, February 4, 2020

We have an unfenced backyard and a 12-week-old puppy. The Cook County Forest preserve is less than a mile from our neighborhood, and the occasional coyote sighting has not been unexpected. As a result, when Bailey has to go out to...

 

Friday, January 31, 2020

In the movie Groundhog Day, Bill Murray plays the role of TV weatherman Phil Connors. His character finds himself re-living the same February 2 over and over again with the chance to optimize the outcomes when he realized the day would...

 

Monday, January 6, 2020

I was recently interviewed about my experience helping families of seniors plan for care and transitions. In the article, Planning for Seniors we discuss four key areas of planning to simplify a care-giving situation and provide...

 

Friday, January 3, 2020

1. Set a budget for monthly spending. 2. Eat 3 helpings of fruits and vegetables daily. 3. Get at least 7 hours of sleep. 4. Read a book a month. Often when the discussion of New Year's Resolutions comes up among friends or co-workers,...

 

Friday, December 13, 2019

I stood there staring at the shower handle, knowing what I “had” to do. Last month, Carl Richards, author of The Behavior Gap challenged financial advisors to do something hard—to start their morning by making...

 

Friday, November 15, 2019

“The checkbook and the calendar don’t lie.” I can truly tell what’s most important to clients by looking at where they spend their time and money. When something is important enough, they will make room in the...

 

Monday, November 4, 2019

Perhaps cheering for the Bears this year is a little crazy, but this photo was taken some years ago when they were Superbowl contenders. Last week we said a final good-bye to our beloved dog, Scout. As the family grieved, tasks that...

 

Wednesday, October 16, 2019

"Give me 6 hours to chop down a tree, and I'll spend the first four sharpening my ax"--Abraham Lincoln Habit 7 of Steven Covey's bestselling book 7 Habits of Highly Effective People is "Sharpen the Saw". Consistent attention to...

 

Wednesday, October 2, 2019

When I was a new financial advisor, I found that different people respond to different approaches when learning financial concepts. Some wanted to see the data, others were fine with a general discussion, but the vast majority of...

 

Tuesday, September 10, 2019

"Every new beginning comes from some other beginning's end" Though most people recognize this quote as a line from the late '90's hit "Closing Time" by the band Semisonic, it is actually attributable to the Roman writer and philosopher...

 

Monday, August 5, 2019

This past weekend, I had the pleasure of reconnecting with a wonderful group of friends from high school to play a round of golf. Everyone threw in $10 to “the pot” for the winning team. For this golf round, we agreed we...

 

Tuesday, July 30, 2019

In the movie Avengers: Infinity War, one of the superheroes, Dr. Strange, at a key part of the movie goes into a trance. During that time, he was able to time-travel run through more than 14 million potential outcomes of a...

 

Sunday, June 30, 2019

“Ghosting” in the dating scene happens when there is the start of what appears to be a relationship and then all communications go dark—calls aren’t returned, emails go unanswered, text messages often remain...

 

Monday, November 19, 2018

Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how...