Clients we work with have done planning in some capacity before we start.  Their planning can be a hodge-podge of investments, insurance, tax advice and/or legal planning--all done by different professionals at varied times of their lives, and with multiple goals.

Clients think they've taken care of the important stuff.

When we meet, we take a global approach to their financial lives--not just from a legal, tax or investment perspective--but across the board.  This multi-disciplinary process allows us to identify coordination gaps and missed financial planning opportunities.  

There is truly a difference between having your planning done, and having it done as well as possible.